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How to use the Canada Paycheck Calculator
- 1Enter your annual salary or hourly wage.
- 2Choose your province or territory and how often you are paid.
- 3See federal and provincial tax, CPP/QPP, EI and your take-home pay per paycheck.
How Canadian paycheques are calculated
Your employer deducts federal income tax, provincial income tax, Canada Pension Plan (CPP) contributions and Employment Insurance (EI) premiums from every paycheque. Quebec workers pay the Quebec Pension Plan (QPP) and Quebec Parental Insurance Plan (QPIP) instead of CPP, with a lower EI rate.
Income tax is charged in brackets: only the income inside each bracket is taxed at that bracket's rate. The basic personal amounts (federal $16,452 in 2026, plus a provincial amount) make the first part of your income tax-free.
Take-home pay by province
Frequently asked questions
Which province has the lowest taxes?
For most middle incomes, Alberta, British Columbia and the territories leave the most take-home pay, while Quebec, Nova Scotia and Newfoundland and Labrador leave the least. Compare provinces in the calculator.
Are RRSP contributions tax-deductible?
Yes. RRSP contributions reduce your taxable income (but not CPP or EI), so they lower the income tax on your paycheque. Enter them in the RRSP field.